About Balance Transfer
High loan top up amounts
Get the opportunity to avail high top loan amount on your existing loan.
Say goodbye to tedious paperwork. We ensure hassle-free experience with our simple documentation requirements.
Quick loan transfer process
Smooth procedures and speedy processing. Get easy disbursal of money.
Nil prepayment and foreclosure charges
Foreclose your home loan without any charges and save on EMIs. We provide prepayment options as well to reduce your total payable interest.
- EMI Calculator
- Eligibility Calculator
- Balance Transfer Calculator
WHFL’s balance transfer calculator empowers you to calculate the amount you’ll save by transferring your existing loan balance from other financial institution to Wonder home finance. Enjoy superior home loan experience and low interest rate benefits.
- WHFL Rate%
With our quick home loan appraisal, you will not face any unnecessary challenges in your home loan process. We transparently offer the fastest sanction decision within 3 days.
No Hidden Charges
We believe in transparency. Hence, to ensure a great housing loan experience, we will never impose any hidden charges other than our prescribed fees.
Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.
Low Interest Rates
We strive to offer the most competitive rates to our customers based on their profile.
Documents Required for Home Loan
Proof of Identification
Voter Card, Aadhar Card, Valid Passport, Driving Licnese
Proof of Address
Voter Card, Aadhar Card, Valid Passport, Driving Licnese, Valid Rent agreement, Utility Bills in name of app/co-app
3 months salary slip, latest 6months bank statement, latest form 16/ ITR, Latest 1 year banking if Self employee
Copy of complete chain documents, Copy of agreement to sell (if executed), Copy of allotment letter (if applicable), Construction estimate
Statement of running loans, SOA/ Closure letter
Frequently asked questions (FAQ’s)
1What is Balance Transfer?+-
A Balance Transfer means, transfering your current loan from your exisitng finance institution to WHFL. Balance Transfer can be availed on both Home loan and Loan Against Property.
2What are the benefits of Balalnce Transfer?+-
Balance transfer provides you with lower interest rates, it reduces your EMI amount. Along with that it enables to avail a top-up loan for your further needs.
3What is the loan process?+-
Step 1: Submit loan application with all required documents for KYC, Income, Property title and Valuation. Step 2: Official visits for Filed Investigation, Personal Discussion & Tele-verification. Step 3: After clearance of all queries related to Income, Property Title and valuation, the sanction decision is made. Step 4: Submission of all requisite Documents for Disbursal, post verification the Disbursal is made, depending on the Loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.
4How do I apply?+-
Leave your contact details here or Write to us at firstname.lastname@example.org or Visit us at our nearest branch.
5Is there a pre-payment or part-payment option for your product?+-
Yes. You can prepay or part pay the loan, subject to terms & conditions specified and as per guidelines stipulated by NHB from time to time.
6What is the maximum loan I can borrow?+-
Loan amount is subject to income and valuation of Property.
7What are my tenure options?+-
You can choose tenure options between 5 to 20 years.
8Can I get a Home Loan or LAP without a bank account?+-
No, you would need to show a bank statement for the past 6 months.
9Still Have Any doubts?+-
To get answers to process-related questions, please fill the form and our team will get in touch with you.
How may we assist you?
Looking for Home Loan
If you have any doubts or questions related to our loan products, please feel free to contact us. Our customer care executive will call to assist you.